The Ultimate Microfinance ERP System
Manage onboarding, loan products, appraisal, disbursement, and repayment seamlessly with Lend360 — a connected lending platform with MPESA and SMS integration, built-in 1/3 rule controls, and real-time portfolio visibility.
Product Overview Demo
What is Lend360?
A full-cycle lending ERP for microfinance institutions and lending companies, built to manage customers, loans, finance, and back-office operations in one platform.
The platform is purpose-built for lenders seeking stronger customer onboarding, faster loan processing, tighter repayment control, and better portfolio visibility across the business.
It centralizes KYC, configurable loan products, appraisal, disbursement, repayment, financials, HR/payroll, and analytics inside one connected lending system.
Configurable Loan Products
Configure lending products, repayment structures, and internal credit rules to suit your lending model.
End-to-End Loan Lifecycle
Manage appraisal, approval, disbursement, repayment, and client servicing across the full lending cycle.
Built for lending transformation
Modern lenders need more than spreadsheets and fragmented tools. Lend360 supports reliable, efficient, and controlled lending operations from customer onboarding to portfolio monitoring.
A Platform Designed for Control,
Automation, and Visibility.
Lend360 combines customer onboarding, loan servicing, collections, financials, HR/payroll, and real-time portfolio visibility in one product experience.
A Platform Designed for Control, Automation, and Visibility.
Lend360 combines customer onboarding, loan servicing, collections, financials, HR/payroll, and real-time portfolio visibility in one product experience.
Built for Microfinance Operations
Supports the full lending cycle from customer onboarding and appraisal to disbursement, repayment, and servicing.
View WorkflowConfigurable Loan Products
Set up flexible lending products, terms, repayment rules, and approval structures that fit your institution.
Live InsightsAutomated Appraisal & Disbursement
Improves turnaround times by streamlining appraisal, approval, and disbursement in one integrated platform.
View OperationsMPESA & SMS Integrated
Strengthens collections and client engagement through connected mobile money and messaging workflows.
Generate ReportsFinance, HR & Payroll Connected
Combines operational lending workflows with finance, HR, and payroll to reduce back-office fragmentation.
View ModulesPortfolio Monitoring & Analytics
Provides real-time visibility into repayments, portfolio performance, and client activity for better decisions.
All FeaturesEverything Needed to Run Modern
Lending Operations.
From KYC and product configuration to loan servicing, collections, financials, HR/payroll, and analytics, Lend360 centralizes the lending stack.
Everything Needed to Run Modern Lending Operations.
From KYC and product configuration to loan servicing, collections, financials, HR/payroll, and analytics, Lend360 centralizes the lending stack.
KYC & Customer Management
Centralizes customer onboarding, profile management, and verification workflows in one connected system.
Configurable Loan Products
Set up flexible loan products, terms, repayment structures, and lending rules to match your operation.
Portfolio Monitoring & Analytics
Tracks portfolio performance, repayment behavior, and lending trends with real-time visibility.
Automated Appraisal & Disbursement
Streamlines appraisal, approval, and disbursement processes for faster and more controlled lending.
Repayment & 1/3 Rule Controls
Supports automated repayment workflows and internal lending controls, including 1/3 rule handling.
Secure Records & Access Control
Protects sensitive lending data with controlled access, secure records, and audit-friendly workflows.
Financials, HR & Payroll
Unifies lending operations with finance, HR, and payroll to improve back-office efficiency.
MPESA & SMS Integration
Connects your lending platform to mobile money and messaging for repayments, alerts, and client engagement.
Designed for Secure, Controlled, and Auditable Lending Operations.
Lend360 supports secure data handling, transaction visibility, and controlled operational workflows for modern lending institutions.
- KYC-enabled customer onboarding
- Role-based access and secure lending records
- Audit trails across loan operations
- MPESA and SMS integration support
- Controlled data handling and governance
KYC Workflows
Supports structured customer onboarding and verification workflows for stronger lending governance.
1/3 Rule Controls
Built to support automated repayment checks and lending controls aligned to internal credit policies.
Audit Trails
Maintains clear transaction visibility across appraisal, disbursement, repayment, and portfolio activity.
MPESA & SMS Integration
Connects lending operations with mobile money and messaging workflows for faster servicing and engagement.
Secure Data Handling
Supports controlled access, protected records, and stronger data governance across lending operations.
Transform Lending
Operations with Lend360
Centralize KYC, configurable loan products, appraisal, disbursement, repayment, financials, HR/payroll, and analytics in one connected lending platform built for microfinance institutions and lending companies.
Lend360 Product Overview
Lend360 Dashboard Preview
Loan servicing and portfolio monitoring for lending teams
Loan Cycle
Connected
Controls
Auditable
Portfolio
Real-Time
Transform Lending Operations with Lend360.
Drive faster onboarding, controlled lending workflows, and real-time portfolio visibility from one connected platform.